Terms & Conditions

Last updated: December 31, 2025

1. Acceptance of Terms

By using Save4Goal, you agree to these Terms & Conditions. If you do not agree, please do not use the app.

2. Description of the Service

Save4Goal is a savings goal tracking application that allows users to manually record savings and withdrawals for personal tracking purposes only.

The app:

• Does not connect to banks
• Does not process payments
• Does not handle real money
• Does not provide financial advice

3. User Accounts

• Accounts are created using a username and password
• Users are responsible for keeping login credentials secure
• Save4Goal is not responsible for account loss due to forgotten credentials if recovery information is unavailable

4. User Responsibilities

You agree to:

• Provide accurate information
• Use the app only for lawful purposes
• Not attempt to access other users’ data
• Not misuse or exploit the service

5. Subscriptions & Payments

Save4Goal offers optional Premium subscriptions.

• Subscriptions are billed via Google Play
• Pricing and billing cycles are clearly shown before purchase
• Subscriptions can be canceled at any time through Google Play
• Refunds for active subscriptions are handled in accordance with Google Play’s policies

6. App Availability

While we hope Save4Goal remains your go-to companion for reaching your goals for years to come, we want you to feel secure about your investment. If the app is ever permanently discontinued, we'll ensure our Premium members are taken care of. You’ll be eligible for a refund for the unused portion of your active subscription, processed efficiently through Google Play’s standard procedures.

7. Ads

Free users may see advertisements within the app. Premium users enjoy an ad-free experience.

8. Account Deletion

Users may permanently delete their account at any time from within the app. Account deletion results in permanent removal of all user data.

9. Disclaimer

Save4Goal is provided “as is”. We make no guarantees regarding financial outcomes, savings performance, or goal achievement.

10. Limitation of Liability

Save4Goal and its developer shall not be liable for:

• Financial decisions made by users
• Data loss due to user error
• Service interruptions beyond reasonable control

11. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes become effective immediately upon being posted, as indicated by the "Last updated" date at the top of this page. Your continued use of Save4Goal constitutes acceptance of the revised terms.

12. Contact

For questions about these Terms, contact:
📩 mugonchez@gmail.com